In Fortune Magazine, Erick Arnett recommends that those of us looking to protect our retirement nest eggs should err on the side of caution. His article is called “Stop Drinking the Fed’s Kool-Aid – Invest In Your Retirement.” This financial expert is constantly asked by consumers how they can protect their retirement savings and what they should do about buying and selling stocks and bonds. He believes that the markets are nearing a sell-off and says that we are following the typical cycle of a massive correction every 3-5 years. Mr. Arnett says that it would be wise for consumers to err on the side of caution in order to protect their retirement savings. You can be cautious and keep your money safe, but still receive a nice return on your money.